If you are always looking forward to your pay check at the end of the month and living life on credit them you have to do something about it fast. Once you stop denying that you could manage and even control your debt and not the other way around, it's time to receive Credit Counseling.
Consumer Education Services Inc., or CESI in short, is a non-profit organization that aims to educate consumers on the importance of managing their personal finances better and not live on credit.
I read that one should always have at least six months of living expenses saved up so that should anything untoward happens, there is a financial back up plan.
If you find that you are a long way from this basic financial plan, check out the website of CESI where you will be able to utilize their free financial tools.
Consumer Education Services Inc., or CESI in short, is a non-profit organization that aims to educate consumers on the importance of managing their personal finances better and not live on credit.
I read that one should always have at least six months of living expenses saved up so that should anything untoward happens, there is a financial back up plan.
If you find that you are a long way from this basic financial plan, check out the website of CESI where you will be able to utilize their free financial tools.
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